搜索结果: 91-105 共查到“知识库 保险学”相关记录1725条 . 查询时间(2.967 秒)
A Proposal for Modernizing the U.S. Disability Insurance System
U.S. Disability Insurance System
2015/7/17
A wealthy, compassionate nation should have a fair and efficient disability insurance program that protects workers and their families from poverty and loss of medical care in the event of work-limiti...
Battle Scars?The Puzzling Decline in Employment and Rise in Disability Receipt among Vietnam Era Veterans
Battle Scars Puzzling Decline Employment and Rise Disability Receipt Vietnam Era Veterans
2015/7/17
The impact of military service in the Vietnam War on the well-being of veterans has been a contentious topic since at least the war’s end.A focal point of discussion is the prevalence of post-traumati...
Paying on the margin for medical care: Evidence from breast cancer treatments
cancer treatments medical care
2015/7/17
We present a simple framework to illustrate the potential welfare gains from a “top up” health
insurance policy that allows patients to pay the incremental price for more expensive treatment options....
Can Health Insurance Competition Work? Evidence from Medicare Advantage
Medicare Advantage Insurance Competition Work
2015/7/17
We estimate the economic surplus created by Medicare Advantage under its reformed
competitive bidding rules. We use data on the universe of Medicare beneÖciaries, and develop a
model of plan bi...
The Medium-Term Impact of Medicare Part D on Pharmaceutical Prices
Medicare Part D Pharmaceutical Prices
2015/7/17
Part D represents the largest expansion of Medicare since the program’s inception in 1965.Though initially projected to cost the federal government $780 billion over its first ten years (2006–2015), i...
Paying a Premium on Your Premium?Consolidation in the US Health Insurance Industry
Paying a Premium Your Premium US Health Insurance Industry
2015/7/17
Although the majority of health-care spending in the United States is funneled through the private health insurance industry, few researchers have examined whether the industry itself is contributing ...
Empirical Evidence on the Value of Pharmaceuticals
Empirical Evidence the Value Pharmaceuticals
2015/7/17
The last several decades have seen dramatic increases in overall medical spending as a share of GDP. While debate continues about the exact source of this increased spending, evidence suggests that it...
Has the Shift to Managed Care Reduced Medicaid Expenditures?Evidence from State and Local-Level Mandates
Medicaid managed care HMO fee-for-service
2015/7/17
From 1991 to 2009, the fraction of Medicaid recipients enrolled in HMOs and other forms of Medicaid managed care (MMC) increased from 11 percent to 71 percent. This increase was largely driven by stat...
In the voluminous academic literature and public policy discourse on how health the voluminous academic literature and public policy discourse on how health
insurance affects medical spending, the f...
Rising healthcare costs have sparked debate about the best way to
provide high-quality a§ordable health insurance. We discuss the potential for
regulated insurance markets to outperform single-payer...
Moral Hazard and Claims Deterrence in Private Disability Insurance
Moral Hazard Claims Deterrence Private Disability Insurance
2015/7/17
Exploiting within-firm, over-time variation in plan parameters for a unique sample of nearly 10,000 Long-term Disability policies held by U.S. employers, we present the first empirical analysis of the...
How does risk selection respond to risk adjustment?New evidence from the Medicare Advantage Program
risk selection respond risk adjustment the Medicare Advantage Program
2015/7/17
To combat adverse selection, governments increasingly base payments to health plans and providers on enrollees’ scores from risk-adjustment formulae. In response to evidence of plan overpayments due t...
We use employee-level panel data from a single firm to explore the
possibility that individuals may select insurance coverage in part
based on their anticipated behavioral (“moral hazard”) respons...
Moral hazard in health insurance: Do dynamic incentives matter?
Health insurance moral hazard dynamic incentives
2015/7/17
We investigate whether individualsí health care utilization responds to the dynamic
incentives created by the non-linear budget sets of typical health insurance contracts. Our primary
empirical stra...
Who BeneOts when the Government Pays More?Pass-Through in the Medicare Advantage Program
Government Pays Medicare Advantage Program
2015/7/17
Governments contract with private Örms to provide a wide range of services. While a large body of previous work has estimated the e§ects of that contracting, surprisingly little has investigated ...