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Employer Contribution and Premium Growth in Health Insurance
Health Insurance Premium Growth
2015/9/21
We study whether employer premium contribution schemes could impact the pricing behavior of health plans and contribute to rising premiums. Using 1991-2011 data before and
after a 1999 premium subsid...
Does Health Insurance Coverage Lead to Better Health and Educational Outcomes? Evidence from Rural China
Better Health Educational Outcomes?
2015/9/21
Using the 2006 China Agricultural Census (CAC), we examine whether the introduction of
the New Cooperative Medical System (NCMS) has affected child mortality, maternal mortality, and
school enroll...
Consumer Information about Health Plan Quality: Evidence Prior to the National Medicare Education Program
Health Plan Quality National Medicare Education Program
2015/9/21
The Center for Medicare & Medicaid Services (CMS) initiated the National Medicare
Education Program (NMEP) in 1998, aiming to collect information of quality from contracted
managed care plans and di...
Assessing the Ability of Matching to Address Attrition Bias in a Randomized Experiment using Data from the Rand Health Insurance Experiment
Matching to Address Attrition Bias Randomized Experiment Rand Health Insurance Experiment
2015/9/18
It is well known that non-random attrition can lead to bias in estimating treatmenteffects from a social experiment that is based on random assignment. If the randomized intervention suffers from non-...
A Re-Examination of the Impact of Welfare Reform on Health Insurance Among Less-Skilled Women
Welfare Reform Health Insurance Less-Skilled Women
2015/9/18
There has been substantial interest in whether welfare reform affected the ability of women, particularly single mothers, to obtain health insurance coverage. We examine the assumptions used in most o...
Could a Website Really Have Doomed the Health Exchanges?Multiple Equilibria,Initial Conditions and the Construction of the Fine
Health Exchanges Adverse Selection Insurance Markets Mandate
2015/7/31
Public attention has focused on how the launch of the national health exchanges could impact the types of risks who initially enroll and thereby affect future premiums and enrollment. We introduce sim...
Family Ruptures,Stress,and the Mental Health of the Next Generation
Family Ruptures Stress Mental Health Next Generation
2015/7/23
This paper studies how in utero exposure to maternal stress from family ruptures affects later-life mental health. We find that prenatal exposure to the death of a maternal relative increases takeup o...
Can Health Insurance Competition Work? Evidence from Medicare Advantage
Medicare Advantage Insurance Competition Work
2015/7/17
We estimate the economic surplus created by Medicare Advantage under its reformed
competitive bidding rules. We use data on the universe of Medicare beneÖciaries, and develop a
model of plan bi...
Paying a Premium on Your Premium?Consolidation in the US Health Insurance Industry
Paying a Premium Your Premium US Health Insurance Industry
2015/7/17
Although the majority of health-care spending in the United States is funneled through the private health insurance industry, few researchers have examined whether the industry itself is contributing ...
In the voluminous academic literature and public policy discourse on how health the voluminous academic literature and public policy discourse on how health
insurance affects medical spending, the f...
Rising healthcare costs have sparked debate about the best way to
provide high-quality a§ordable health insurance. We discuss the potential for
regulated insurance markets to outperform single-payer...
We use employee-level panel data from a single firm to explore the
possibility that individuals may select insurance coverage in part
based on their anticipated behavioral (“moral hazard”) respons...
Moral hazard in health insurance: Do dynamic incentives matter?
Health insurance moral hazard dynamic incentives
2015/7/17
We investigate whether individualsí health care utilization responds to the dynamic
incentives created by the non-linear budget sets of typical health insurance contracts. Our primary
empirical stra...
The Impact of Market Size and Composition on Health Insurance Premiums:Evidence from the First Year of the ACA
Market Size and Composition Health Insurance Premiums:Evidence First Year of the ACA
2015/7/17
Approximately 8 million U.S. residents currently obtain private health insurance coverage through one of the marketplaces created by the Affordable Care Act (ACA).Recent research has documented consid...
Health Insurance and Catastrophic Illness: A Report on the New Cooperative Medical System in Rural China
health insurance catastrophic illness rural China
2014/3/13
The overall goal of the paper is to understand the progress of the design and implementation of China’s New Cooperative Medical System (NCMS) program between 2004 (the second year of the program) and ...